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All information contained herein is presented in good faith as being given to Frances and Michael Howorth and is for general information purposes only. It is subject to change, errors, and omissions at any time without notice.

This disclaimer informs users that all information contained on this website is furnished, as is, with no warranties or representations concerning the quality, performance, merchantability or fitness for a particular purpose. Accuracy and reliability of such information is neither guaranteed, warranted nor contractual. The user of this website expressly agrees that the use of the information it provides is at the user’s sole risk only. Frances and Michael Howorth and their associates assume no liability whatsoever either expressed or implied, for the use of this website and all associated features, programming, coding and links. Frances and Michael Howorth make no representation of this website being error free.

The user of this website shall not hold Frances and Michael Howorth and or their associates responsible for any loss of business, damages, delays, interruptions, or damages from the use of this website and all its features. Frances and Michael Howorth have asserted their right under the Copyright Designs and Patent Act, 1988 to be the authors of the written content of this site and the photographs contained therein. No photographs or words may be taken from this website and reproduced in any form or by any means; graphic, electronic or mechanical without the prior written permission of Frances and Michael Howorth.

If you are interested in using any of the content or images on this site or would like to commission work from Michael or Frances please contact them to directly to discuss this possibility.




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